cultivate finances - security

Life and disability

The following programs and benefits are to ensure you’re able to build and maintain your wealth and financial wellbeing.

Life and AD&D Insurance

Life and Accidental Death and Dismemberment (AD&D) insurance provides your family financial security in the event of a catastrophic event.

Basic Life and AD&D

Basic Life and AD&D insurance is automatically provided to eligible Staff employees and is completely paid for by Chipotle. This benefit includes dependent coverage as well.

Covered Person Benefit Amount

Employee Basic Life

2x annual salary

Employee Basic AD&D

2x annual salary

Dependent Basic Life

Spouse: $10,000 Child: $5,000

Voluntary Life Insurance

In addition to Basic Life Insurance, you have the option to purchase Voluntary Life insurance. See additional details on Cultivate Me.

Disability Insurance

Disability insurance provides income replacement if you become disabled and unable to work due to a non-work-related illness or injury. Disability coverage helps you financially, so you can focus on getting better. This coverage is automatically provided to eligible Staff employees and is completely paid for by Chipotle.

  • Short-Term Disability provides you 60% of your weekly salary for short-term disabilities.
  • Long-Term Disability provides you 60% of your monthly salary for disability that lasts for an extended period of time.

For additional details, visit Cultivate Me.

cultivate me

The Hartford

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Phone: 800-523-2233
CA Residents:
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